Mml Financial & Insurance Services

Welcome to Our Website...

We encourage you to call and see what separates us apart from other agencies. The level of service that comes from a local personal financial professional cannot be duplicated where you are just another account holder. We would love to show you the personal attention you deserve and expect.  

 

When you start working with MML Financial & Insurance Services, our mission is simple:  to become your personal financial and estate planning professional offering the resources to coordinate all of your financial, insurance, small business, and estate planning needs.  Unlike many brokers, we are an independent agency with no pre-selected investments, financial or insurance products to push.  Our approach is quite different; we search the marketplace to find suitable products to fit your specific plan or needs. We strive to help our clients make smart, well-informed decisions about their financial future, gain independence for peace of mind that they have an appropriate strategy in place.  Our interests are aligned with yours.

 

  

     

 

    

    

 

 

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Financial IQ Test

Take this quick quiz to find out your Financial IQ

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

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Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

The Dynamics That Can Drive Inflation

High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios.

Help Chart the Future of Your Family Business

The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.

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