Medicare/Health/Dental/Vision Insurance
HEALTH INSURANCE
We have been appointed by and are able to solicit proposals from multiple carries for a variety of products that include HMO, PPO, EPO and POS for individual and small group. Below are some of the companies that we represent. Please feel free to click on any link below for rates, plan descriptions and to apply.
Please Note: The information being provided is strictly as a courtesy. When you link to any of the web sites provided herewith, you are leaving this site. We make no representations as to the completeness or accuracy of the information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third party technology, sites, information and programs made available through this site. By clicking on the link above you will leave our web site and assume total responsibility and risk for your use of the site you are linking to.
MEDICARE SUPPLEMENTS & MEDICARE PART D
When it comes to Medicare, it’s important that you know both sides of the story, and understand the advantages and disadvantages of relying solely on Medicare to provide for your health care needs.
Though Medicare covers many health care costs, there are many medical services that Medicare does not cover. This point is clearly made in the “Guide to Health Insurance for People with Medicare,” which is published yearly by the Centers for Medicare & Medicaid Services (CMS) of the U.S. Department of Health and Human Services. As the guidebook suggests, “There are health care costs that Medicare either does not pay in full or does not pay at all. If you need or want services not covered by Medicare, you must pay the bill.” To help fill the gaps in your Medicare coverage, you have the option of buying supplemental insurance policies known as “Medi-gap” plans. There are 10 standard plans available, commonly referred to as the “alphabet plans” because they are categorized as A,B,C,D,E,F,G,H,I and J plans.
DENTAL/VISION INSURANCE
We represent various dental/vision carriers that can offer Indemnity, PPO and HMO. Costs and networks vary as well as co-payments and/or some co-insurance requirements. Some of the companies we represent include:
Anthem Blue Cross • Blue Shield • Health Net • SmileSaver • Cigna • CA Benefits Dental Plan • Select Dental • DeltaCare USA
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